Tenant Liability Insurance

Covers accidental damage to your landlord's property up to £5,000. Low excess, 6 or 12 months, pay monthly or outright.

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Benefits of Tenant Liability Insurance

Get Your Deposit Back

Get cover for accidental damage to your landlord's property.

Replace or Repair

Covers the cost of replacement or repair up to £5,000.

Easy Claims

Claims are as easy as 1-2-3 with our hassle free claims process.

6 or 12 Month Policies

Get a policy to match the length of your tenancy.

Flexible Payment

You can pay monthly or pay outright.

Low Excess

£100 excess per claim.

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About Tenant Liability Insurance

Eligibility Criteria

To be eligible for our cover all we ask is that:

  1. The tenant has a tenancy agreement in place for the property they're renting
  2. The property the tenant is renting is their main residence and within the United Kingdom

Popular Questions

Who is the insurer of your Tenants Liability cover?
Property Guard provide our Tenants Liability cover. In the event of a claim they should be contacted on 0345 604 9791.
Who do I contact if I want to make a change to the policy?
This policy is administered by Paymentshield who can be contacted on the following details: 0345 601 1050, enquiries@paymentshield.co.uk or Paymentshield Limited, PO Box 229, Southport, PR9 9WU.
How will the insurer settle a claim?
In the event of a claim the insurer will choose to either replace the damaged landlord's property as new, pay for the cost of replacing the damaged item as new or pay the cost of repairing the item.
What is the excess a tenant must pay in the event of a claim?
In the event of a claim a £100 excess will apply.
What is the cooling off period for this cover?
There's a 14 day cooling off period from the start of the policy. In the event of cancellation after the cooling off period, a full pro-rata refund will be given if no claim has been made.
How long does a tenant have to notify the insurer of a potential claim before it isn't covered?
Tenants have 30 days from when the accidental damage occurred to notify the insurer of a potential claim.
Does this cover include replacement or repair of an entire pair, set, suite or part of a common design?
The insurer will not pay for the cost of replacing or repairing any undamaged item(s) of the landlord's property of the home which forms part of a pair, set, suite or part of a common design.

Policy Documents

You can find out more about our Tenancy Liability Insurance in the documents below:

Summary of Cover Terms and Conditions

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